The best car loan rates in December

Interest rates will remain high into December, but smart buyers can secure zero percent financing any day. If you’re thinking about financing a new car, consider taking advantage of manufacturer incentives to save thousands. These are the best new car financing offers for December 2024.

👉 Note that car manufacturers release their monthly offers around the first of each month. Check back for updates!

The best car loan rates for new cars in December

Below we have compiled the financing incentives from all manufacturers. However, these are the best loan deals with the lowest car loan interest rates this month. Automakers update their incentives between the second and fifth business days of each month. Check back for updates! As you can see, zero percent financing is on the rise…

• Zero percent financing In December: 2024 Chevrolet Equinox EV, Blazer EV, Silverado EV; 2024 Dodge Hornet; Hyundai Santa Fe, Tucson, Elantra, Sonata; Most Jeep models; GMC Sierra 1500; Kia Sportage, Sorento, EV9, EV6, Niro EV; Mazda CX-50, CX-30, CX-5, Mazda3; Nissan Titan, Pathfinder, Rogue; Subaru Solterra; Volkswagen Tiguan

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Let’s take a look at all automakers’ financing and cash offers for December 2024.

BMW financing offers

1.99% APR for the BMW 3 Series and 5 Series, selected 2024 X1 and X3 models and the 2025 X5 and X7 models

2.99% APR for the BMW 2 Series, 4 Series, 7 Series, 8 Series, X4, i4, i5, i7 electric sedans and the iX electric SUV

Learn more at BMWUSA.com

View BMW listings with local market data.

Buick Financing Offers

0.9% APR for Envision 2024, 204-2025 Buick Encore GX

1.4% APR for Enclave 2025

For details, visit buick.com

Search Buick listings with local market data

Cadillac Financing Offers

Cadillac has these APR offers on new cars this month:

3.9% APR for 36 months on Lyriq, XT4, XT5, XT6 2024 and CT4 and CT5 luxury sedans

View Cadillac listings with local market data.

Chevrolet financing offers

Chevrolet is offering low APR deals to car buyers in December on several models:

0% APR for 36 Months: Equinox

0% APR for 60 Months: Equinox EV, Blazer EV, Silverado EV

1.9% APR for 60 Months: Silverado 1500

Learn more at chevrolet.com

View Chevrolet listings near you with local market data.

Avoid financing offers

These are Dodge’s financing offers this month:

0% APR for 72 Months: 2024 Dodge Hornet eAWD

Learn more at Dodge.com

View Dodge deals with local market data.

Ford financing offers

December brings Ford’s best cash and financing deals. Year-end car sales are here!

0% APR for 72 Months: 2024 Mustang Mach-E

1.9% APR for 72 Months: 2024 F-150 Lightning

1.9% APR for 60 Months: 2024 Ford Explorer

2.9% APR for 72 Months: 2024 Ford Expedition

2025 Ford F-150: Finance the F-150 at 5.9% APR for 60 months when you finance with Ford Credit.

View Ford deals with local market data.

Learn more at Ford.com.

GMC financing offers

GMC has some of the best financing offers in December, including the best truck deal:

0.9% APR for 36 Months: 2024 GMC Terrain

1.9% APR for 36 Months: 2024 Canyon

1.9% APR for 48 Months: 2024 GMC Sierra 1500

Find out more from GMC.

View GMC listings with local market data.

Honda financing offers

Honda and Acura are promoting these financing offers for December:

0.9% APR for 36 Months: 2024 Honda Ridgeline

0.9% APR for up to 72 months: 2024 Acura ZDX electric crossover

1.9% APR for 36 Months: 2024 Honda Accord, Accord Hybrid, CR-V

View Honda deals with local market data.

Hyundai financing offers

Right now, Hyundai’s APR offers are better than they’ve been in months:

0% APR for 48 months: Santa Fe, Tucson, Elantra, Sonata

View Hyundai listings with local market data.

Find out more at hyundaiusa.com

Jeep financing offers

Jeep’s zero percent APR financing offers aim to combat declining sales:

0% APR for 72 Months: 2024 Jeep Grand Cherokee 4xe

0% APR for 36 Months: 2024 Jeep Grand Cherokee, Wrangler, Compass, Gladiator, Grand Wagoneer

View Jeep listings near you with local market data.

Kia financing offers

0% APR for 72 Months: 2024 Kia ​​EV6, 2024 Kia ​​EV9

0% APR for 48 Months: 2024 Sportage, 2024 Sorento

1.9% APR for 60 Months: 2025 Sorento Hybrid

2.9% APR for 48 months: Kia K4, K5

Find out more at kia.com

View Kia listings near you with local market data.

Lexus financing offers

4.49% APR for 60 months on the 2024 Lexus RX, IS, NX

View Lexus listings with local market data.

Find out more about these offers at Lexus.com

Lincoln Financing Offers

This month, Lincoln is promoting deals with an 84-month APR. Please note that the probability is significantly higher for loans with a term of 84 months Years with negative equity.

4.9% APR for 84 Months: 2024 Lincoln Aviator

2.9% APR for 84 Months: 2024 Lincoln Navigator (Find out more about the risks of 84-month loans)

Check out Lincoln deals near you.

Mazda financing offers

Mazda has some of the best financing offers for December 2024, including zero percent APRs:

0% APR for 36 Months: 2025 Mazda CX-50, 2024 CX-30, 2024 CX-5, 2024 Mazda3 (both sedan and hatchback)

0.9% APR for 60 Months: 2024 Mazda CX-90 Plug-in Hybrid (PHEV)

View Mazda listings near you with local market data

Learn more about these offerings at MazdaUSA.com

Nissan financing offers

The best end-of-year car sales include some great financing offers from Nissan:

0% APR for 60 Months: 2024 Nissan Titan

0% APR for 36 months on 2024 Nissan Rogue and 2024 Pathfinder

0.9% APR for 60 Months: 2024 Nissan Frontier

View Nissan listings with local market data

Learn more about these offers at NissanUSA.com

Ram financing offers

Ram has these great truck deals for December 2024:

0.9% APR for 72 Months: 2024 Ram 1500, Ram 1500 Classic + up to $6,500 savings on dealer inventory

See Ram deals near you with local pricing data

For details, visit ramtrucks.com

Subaru financing offers

0% APR for 72 Months: Solterra EV

0.9% APR for 48 Months: 2024 WRX

1.9% APR for 72 Months: 2024 Forester

2.9% APR for 48 Months: Ascension 2024, Legacy 2024

2.9% APR for 72 Months: 2024 – 2025 Outback

3.9% to 4.9% APR for other Subaru models.

View Subaru deals near you with local pricing data

See which models and equipment are suitable at subaru.com.

Toyota financing offers

This month, Toyota is offering these APR deals to qualified buyers:

3.99% APR for 48 Months: 2025 Camry, 2024 RAV4

View Toyota deals near you with local pricing data

Find out more about these offers at Toyota.com

Volkswagen financing offers

VW is back with zero percent financing for a popular crossover:

0% APR for 60 Months: 2024 Tiguan

Check out Volkswagen deals near you

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